Strategic Capital. Real-Time Underwriting. Local Expertise.

DC Capital Private Credit, powered by Stanley Wilson CRE, provides fast-moving, flexible lending solutions for investors and developers who need clarity, certainty, and speed in competitive markets.

We offer real-world underwriting, practical risk assessment, and a hands-on approach to structuring loans for acquisitions, value-add renovations, cash-out strategies, and time-sensitive closings.

How DC Capital Private Credit Supports Your Next Deal

DC Capital Private Credit finances complex, time-sensitive, and non-traditional real estate deals, using institutional underwriting and legal-forward risk analysis to fund projects where conventional lenders hesitate.

Institutional Underwriting Discipline

We prioritize reduced leverage, stable debt-service fundamentals, and clear exit strategies, ensuring every transaction is structured for long-term performance.

Creative Structuring for Complex Deals

Our expertise in capital stack engineering, distressed situations, and scenario-based analysis enables financing where traditional lenders are constrained.

Legal-Forward Risk Evaluation

Every loan is reviewed through legal, operational, collateral, and market-sensitivity lenses to ensure high-security, low-friction execution.

Speed, Clarity & Certainty of Execution

We are positioned to respond quickly in volatile markets, meeting the rising demand for refinances, distressed opportunities, and maturing 2024–2026 debt.

Partnership-Driven Approach

DC Capital collaborates with borrowers, operators, family offices, institutional partners, and private investors to create financing solutions aligned with long-term goals.

Loan Programs

DC Capital Private Credit offers a structured suite of short-term and transitional financing programs designed to support acquisitions, renovations, cash-out needs, and distressed opportunities.

Fix & Flip

  • 12–18 month term
  • Up to 88% LTC
  • 100% rehab budget
  • 660+ FICO

Short-Term Rental

  • 24–36 month term
  • Up to 85% LTC
  • Refi up to 80% LTV
  • Cash-out up to 75% LTV
  • 660+ FICO

Long-Term DSCR (30-Year)

  • Fixed or ARM IO
  • Up to 80% LTV
  • Cash-out up to 75% LTV
  • DSCR 0.95+ (0.75+ w/ pricing adjustment)
  • 660+ FICO

Multi-Family
Mixed-Use Bridge

  • 12–24 month term
  • Up to 78% LTC (purchase)
  • Refi up to 72% as-is LTV
  • Cash-out up to 68% as-is LTV
  • Apartments, MF portfolios, mixed-use
  • 650+ FICO

Special Situations
Distressed Debt

  • 9–18 month term
  • Scenario-based leverage
  • NPLs, bankruptcy exits, foreclosure, note buys
  • Legal-first, collateral-forward approach
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Fast Closings

DC Capital can close in as little as 5–12 business days, providing decisive action in competitive or distressed scenarios.

Structured for Stabilization & Renovation brooklyn nyc

Structured for Stabilization & Renovation

Financing available for transitional assets, value-add strategies, and renovation-driven repositioning.

Complex & Distressed Deals Welcome brooklyn nyc

Complex & Distressed Deals Welcome

We underwrite and fund deals with challenges that restrict traditional lenders — including distress, legal complexity, and time-sensitive resolutions.

Certainty of Execution brooklyn nyc

Certainty of Execution

In volatile credit environments, borrowers rely on DC Capital for transparent decision-making and consistent follow-through from first call to closing.

Ready to Discuss a Deal?

DC Capital Private Credit welcomes conversation with investors, operators, and borrowers seeking structured, risk-mitigated financing aligned with real-world project goals.